Author page: Kenzi Cruz

Can you afford to be ill?

Consider Accident and Sickness insurance How much of a financial hit could you afford to take if you suddenly couldn’t work through accident or illness? If you are running your own business, we’re guessing that the answer is that, unless you’re worth millions, you can’t afford to drop the ball for a day, let alone a week or a month.…

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How to get onto the Property Ladder

The current economic climate has made it harder than ever to get onto the property ladder. Whilst renting has become a popular alternative, the security and potential investment rewards of purchasing a home will always have appeal. The biggest obstacle faced by first-time buyers is the up-front costs; according to the Institute of Chartered Surveyors, 38% of potential new homeowners…

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